Prepaid & pre-arranged funerals

A pre-arranged funeral is your wishes written down and kept on file. It costs nothing and commits you to nothing. A prepaid funeral is the same thing with the cost settled in advance, so the funeral is paid for at today’s prices and your family is not left with the bill.

No. Sitting down with us to plan a funeral is free and there is no obligation to prepay or to use us on the day. Many families start with a conversation, take the notes home to think about, and decide later.

That is the main reason families choose one. The funeral you select is paid for at today’s prices, so later increases in our costs are not passed on to your family.

As much or as little as you like: burial or cremation, the chapel or church, the coffin, the music and readings, the flowers, the notices, and who should be contacted. Some people write down every detail, others just want the big decisions settled.

Your wishes are not set in stone. Life changes, and so do families. Call us whenever you want to go over what is on file and we will update it with you.

Your family calls us on 02 9676 2561, at any hour. We already have your wishes on file, so instead of making decisions under pressure they can simply confirm the arrangements and be with each other.

Not with us. Prepaid funerals in NSW are governed by the Funeral Funds Act 1979, and the money you pay is placed into an approved pre-paid funeral fund, where it is held in trust and invested until the funeral is needed. Those funds are overseen by NSW Fair Trading. You will have a written contract setting out exactly what has been paid for.

Talk to us about it. Some people prefer to settle the whole amount in one go, others would rather pay it off over time. We will go through what is possible for your situation and put the arrangement in writing before anything is agreed.

Because the money sits in a regulated fund rather than in our business account, a change of circumstances does not mean it is lost. If you move interstate, or your family would prefer another funeral director on the day, call us and we will explain your options for transferring the contract.

A prepaid funeral contract that has been paid in full is generally exempt from the Centrelink assets test, and funeral bonds are exempt up to a limit that is indexed each year. Those rules are set federally and they do change, so please confirm the current position with Services Australia or your own financial adviser. We will provide whatever paperwork they ask for.

It depends entirely on what you choose. Our Simple Bare Essentials Cremation starts from $3,650 and our Simple Bare Essentials Funeral, held in our Blacktown chapel or at the Royal Remembrance Chapel in St Marys, starts from $6,195 (both inc. GST). You will have the full cost in writing before you commit to anything.

Yes. We look after families from Blacktown, St Marys, Penrith and the Hills through to the Inner West, St George, Macarthur and right up the Central Coast, from care centres at Blacktown, Canterbury, Smeaton Grange and Tuggerah. We are happy to come to your home rather than have you travel to us.